Privacy Policy

1. Information We Collect

We collect the following information when you use Trading Buddy (including mycryptotradingbuddy.com, mystocktradingbuddy.com, and the Trading Buddy App):

• Email address (for account login and notifications)
• Discord username (when you connect your Discord account)
• Password (hashed and securely stored)
• Referral code (a unique code assigned to your account for the referral program)
• Referral attribution (the code used when you signed up, if applicable)
• Payout preference (subscription credit or cash payout, if you participate in the referral program)
• Stripe Connect account ID (if you opt into cash payouts — your bank account and tax information is collected directly by Stripe, not by Trading Buddy)
• Trade and position data (ticker/symbol, shares or coins, buy and sell prices, and any notes you enter in the Trading Buddy App — stored securely and never shared with third parties)
• Usage data (pages visited, features used)

2. How We Use Your Information

We use your information to:

• Provide access to your account and the Trading Buddy App
• Send important notifications and verification emails
• Improve our service and user experience
• Prevent abuse and ensure security

3. Data Sharing

We do not sell your personal data. We may share data only in these cases:

• With trusted service providers (e.g., email delivery via Gmail)
• With Stripe for payment processing, subscription management, and — if you opt into cash payouts — bank account onboarding and payouts via Stripe Connect. Stripe's privacy policy governs data collected during their onboarding process, including bank account and tax identification information.
• With the IRS, as required by law, if your referral cash earnings exceed $600 in a calendar year (via 1099-MISC reporting handled by Stripe)
• When required by law
• To protect the rights and safety of Trading Buddy

4. Data Security

We take reasonable measures to protect your information, including password hashing and secure servers. However, no system is completely secure.

5. Your Rights

You may request to:

• Access the personal data we hold about you
• Request deletion of your account and data
• Opt out of marketing emails

6. Cookies and Tracking

We use essential cookies to keep you logged in. We do not use third-party tracking cookies for advertising.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the Service after changes means you accept the new policy.